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budgetDo you want to save money on Black Friday but avoid the rush? Here are some tips to help you avoid the hustle and bustle and still save some cash, whether you decide to participate in Black Friday shopping activities or stay in! Visit the stores you want to shop at ahead of time. Check […]
Recession-Management Tips Money is tight for everyone during a recession. To help you live within your means in today’s economy, here are some ideas to save some money from Recessiontips.com: Take advantage of your public library. Use the library to access the Internet and check out books, magazines, or even movies for free! Set up […]
You don’t necessarily have to sacrifice quality to save money. An easy way to save some money is to buy used. For some reasons, there may be things you would want to buy new, like a computer for instance, but there are also many things that you can buy used and still get great quality! […]
If someone was to give you $10 or $20 extra a month, with no strings attached, would you take it? Why wouldn’t you? Well, I believe that not nearly enough people are taking advantage of the “free” money that stores and other organizations are giving away in the form of coupons. For some, it can […]
Expense 4-Health Care: Like all of the other expenses discussed in the three previous weeks, health care can be an unpredictable expense, even when considering the relative “protection” provided by health insurance. Expenses that must be covered are deductibles, preventative or elective care, vitamins and minerals, and prescription costs. Are you ready for these to […]
Expense 3 – Appliances, tools and electronics: The reality of life is that things break. They do so frequently, often in bunches, when we least expect it, and at the most inopportune time. That’s why it’s important to be prepared for the replacement cost of critical appliances, tools, and electronics. Consider the lifespan of a […]
Expense 2-Gifts: Have you ever said to yourself- “No, I can’t afford to buy that gift.” It is human nature to please others and more often than not, we are going to buy that gift for someone we care about. Gifts are sporadic and unpredictable. You may forget someone’s birthday or wedding shower until the […]
There are budget categories in life where sooner or later, money will be spent. It may be $500 on a repair this month, and $400 on a new product next month. Over the course of the year, we can average out and prepare for these expenses. There are four categories of unexpected expenses that will […]
Want to save on your grocery bill? Who doesn’t! And while clipping coupons are an obvious solution, some of us are not able to manage the process well. If you are coupon-challenged (as I am), consider these quick tips: · Try to grocery shop once a week – and on the same day each week. […]
It’s time to start planning for summer vacations! Don’t rack up credit card debt to go on your dream vacation—plan ahead to minimize expenses. Bankrate.com offers some money-saving vacation planning tips: Think ahead: Plan for vacation necessities—film, sunscreen, refreshments—that you can bring with you to save money. Tourist hot spots often charge higher prices than […]