Posts listed under tag

budget

Save Money in 2011

Want to save money in 2011? Who doesn’t! Check out this list of 12 things that will cost less this year! If some of these items are on your list of things to buy, you may want to wait an extra month or two until we see the prices drop. Click here for the full […]

Turn Unexpected Income into Savings for your Future

Tax rates have changed this year, and many people will see a slightly smaller tax bill due to this temporary reduction in Social Security taxes. This translates into an increase in your take-home pay. Instead of spending this money, start (or increase contributions to) a retirement plan. You can also always begin a savings plan. […]

Financial Fibs that Keep You From Reaching Your New Year's Resolutions

With the New Year come many resolutions. Most of us have at least one resolution that is financial in nature. In Michelle Singletary’s latest column, “Facing the Truth of Your Financial Situation”, she lists five of her favorite financial fibs that we often tell ourselves that keep us from reaching our financial goals. They are: 1.       I […]

Put Your Priorities in Order -Save for Yourself First!

According to Employee Benefits Research Institute, many Baby Boomers and the Generation X-ers will run out of money for basic needs early in retirement– many within 10 years of going into retirement. And current studies show Millennials are on the same path. How upsetting to be ready to retire – but learn you have to […]

Plan Now

We are coming up on the holidays yet again and it is time to start thinking ahead to your gift planning. Here’s a recycled post – timeless advice to help plan for the holidays without becoming overwhelmed. Build a Budget. Create a gift-giving budget and commit to it. Start Shopping Now. Take advantage of fall savings and start […]

Thinking of Making a Medium-to-Large Purchase? Consider the Hidden Costs First

Before making a big purchase, consider the hidden fees with each. You may think you have enough money to afford the monthly bills, however there are often times many “hidden” costs we forget about. Owning a home – utilities, furniture and ongoing maintenance are hidden costs many forget to consider. You may have enough to […]

Plan a Budget Friendly Trip

With the last six weeks of summer upon us, you may be in search of some resources to help you plan a budget friendly trip. We have already done the searching and have come across some fabulous finds for your end of summer getaway. Visit this travel saver website to find out where you can […]

Consider the Cost of Living Before Your Big Move

Are you considering moving to another city? Well before jumping up and calling a moving truck, make sure you consider the cost of living in that area. Items like the cost of food, gas, home, doctors etc. are important to consider when looking into a new city. Use this cost of living comparison calculator to […]

5 Ways to Go Green and Save Green this Summer!

Last week we talked about ways to save on cooling this summer, well here are some more tips for saving on energy and water bills while going green at the same time! If clothes can be washed in cold water, then wash them in cold water whenever possible! Almost 85 percent of the energy used […]

Reasons to Contribute to your 401K: Week 1 of 4

It is never too late to start saving money through your 401(k) plan. Why not start with the New Year? In the next four weeks, we will be addressing four different motives to contribute to your 401(k), so stay posted to learn why a 401(k) is a smart idea. Reason number 1: Your company can […]