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smartChristmas is around the corner, and some of you may still be working on your gift list… or maybe just starting it. Presents can be a big headache during the holidays, and finding the perfect gift isn’t always as affordable as one would hope. So to help keep things cheery and cheap this holiday season, […]
When you try to make a transaction that exceeds your account balance, your bank will either decline the transaction or let it go through (usually for a fee), causing your account balance to go negative and be overdrawn. What the bank does depends on if you have an overdraft protection plan, and if so, what […]