Posts listed under tag

savings

The Do’s and Don’ts of Christmas Giving

Christmas is around the corner, and some of you may still be working on your gift list… or maybe just starting it. Presents can be a big headache during the holidays, and finding the perfect gift isn’t always as affordable as one would hope. So to help keep things cheery and cheap this holiday season, […]

Getting The Most From Your 401(k)

The 401(k) may well be the best investment tool ever for building long-term wealth, and many people don’t take advantage of it. Is it time to take a second look at your 401(k)? Here are six ways you can maximize your retirement savings starting right now — even if your plan only offers a few […]

Don’t Let Student Loan Debt Delay You from Buying a House

“[Graduates in debt] start out with an anchor that slows their progression toward future goals,” Ernie Almonte, chair of the AICPA’s National CPA Financial Literacy Commission, said in a statement. 41% of the more than 200 people (according to a survey from the American Institute of CPAs) said they have delayed saving for retirement, 40% […]

How to Travel on a Budget Part III: Cruising to Affordable Paradise

It’s that time of year! A $399 seven-day Caribbean cruise may sound like a bargain, but know this: the price is really only the point of entry. As ships have become fancier and offer more amenities than ever before, trying to figure out how much your trip will cost is a little bit like peering […]

How to Travel on a Budget Part II: Hotels and Accommodations

Looking for a hotel can be stressful. But with these tips and tools it can be as relaxed as the Hawaiian shirt in your closet waiting to be worn. Staying in a Town Next Door – Sometimes the smaller towns close to where you are going have hotels that are much less expensive. If you […]

Go Green and Save Green on Earth Day

1970 was the peak of the hippie and flower-child era in the United States. Saving the planet became a nationwide “bridge over troubled water”, channeling the energy of the anti-war protest efforts and putting environmental concerns front and center. So in honor of Earth Day, April 22, here are a few tips for saving money […]

College Graduates – Pay Attention!

The class of 2012 will graduate with more than two-thirds of students in debt of an average of $25,000 in student loans! According to a recent article by the Wall Street Journal, this student loan debt is in addition to the average of $4,000 in credit card debt. Whether you have a job lined up […]

4 Bad Money Habits to Kick for 40 Days

Take this season to put a financial spin on your daily routines.  Let us help you kick four bad money habits to help you save money this spring! Items that can damage your wallet and waist – Get rid of the alcohol, cigarettes, and fast food! Bad credit card behavior – Skip using the card […]

Unique Tips to Help You Save!

From our previous blog post titled “Are You Living Paycheck to Paycheck? You’re Not Alone,” we asked our readers for suggestions on ways to save. Here are our favorite ideas that can help you get the ball moving with your savings plan! Every time you break a dollar, put the change towards savings. For example, […]