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savingThanksgiving dinner is a distant memory and the smoke has cleared from the chaos of Black Friday. But today the shopping continues, with “Cyber Monday” in full swing. In 2005, the term “Cyber Monday” began and has grown to become a global phenomenon, with retailers in multiple countries using the phrase to drive sales. Research […]
August is the unofficial start of the back-to-school shopping frenzy. To your kids, shopping for new clothes, gear, and school supplies may be the only good thing about going back to school, but that doesn’t mean you have to spend a fortune every year. Hold off buying trendier gear. Items like lunch boxes and pencil […]
When you try to make a transaction that exceeds your account balance, your bank will either decline the transaction or let it go through (usually for a fee), causing your account balance to go negative and be overdrawn. What the bank does depends on if you have an overdraft protection plan, and if so, what […]
It’s July and the highlight of your week is going to the movies? Well here are some fun summer ideas that you may have forgotten about, and are probably cheaper than your average movie outing! Go say “Hello” to the animals – Local Zoos often have free days once a week during the summer. Grab […]
Summertime means lots of BBQs outdoors with the people you love having around most. Keep in mind these 5 tips to enjoy plenty of barbecues out back, without breaking the bank. Make it a Potluck – One of the biggest costs at a barbeque is the menu. It’s tough to feed a crowd on a […]
If you’re graduating from college, congratulations! Here’s a free graduation gift: six smart money moves for graduates. Choose Your Job Carefully – If you’ve chosen your career, remember that a lower-paying job in your field is likely to be a better deal in the long run than a higher-paying job in a field you have […]
Guess what…studies show that NOBODY has money saved for a rainy day. Even those making the big bucks would be in big trouble if they were to hit a financial snag – a broken down car, a period of unemployment, etc. Truth is, unexpected expenses (often emergencies) are a lead reason people end up with debt. […]