Posts listed under tag

personal finance

Five Ways to Ruin Your Financial Life

Many of times we don’t consider the everyday aspects of life and how they may impact our finances. There are major mistakes that people make all the time that jeopardize their financial careers. Here are five mistakes that are easily avoidable: Excessive spending and debt – Many people use credit cards to pay for items […]

Information for the Financially Young

We’ve been following a  pretty neat series running by NPR this week. It is  interesting, informative, and explains the problems young adults are having with their finances while attending college. Click here for the articles!

More Ways to Avoid Becoming a Victim of Credit Card Fraud

Last week we discussed how easy it is for our credit card information to fall into the hands of crafty criminals. There are a few more places and situations to use caution when making purchases with your debit and credit cards to avoid identity theft and credit card fraud.  These include: Flea Markets – These […]

Decrease Your Risk of Becoming a Victim of Credit Card Fraud

Your credit card information could easily fall into the hands of a criminal if you don’t use precautionary steps. It is important to repeatedly check your balance statements and use caution when making purchases. Criminals are becoming crafty with the ways that they can steal your information, so take notice and be wary when making […]

Be Prepared for Retirement

A recent study by CNN.com found that 60 percent of baby boomers are not able to fully retire due to money issues. How upsetting would it be to work a full career only to find out that you don’t have enough saved to retire? Don’t let this happen to you! The younger you are when […]

Healthcare Savings – Save on Prescription Drugs

If you are tired of paying for expensive medications, you could probably benefit from the prescription savings that many pharmacies offer. Besides just asking your doctor if the medicine comes in generic form, there is another action you can take in order to save! As Clark Howard discussed yesterday on HLN, many stores offer $4 […]

Put Your Priorities in Order -Save for Yourself First!

According to Employee Benefits Research Institute, many Baby Boomers and the Generation X-ers will run out of money for basic needs early in retirement– many within 10 years of going into retirement. And current studies show Millennials are on the same path. How upsetting to be ready to retire – but learn you have to […]

Three Easy Ways to Avoid ATM Fees

An ATM is supposed to be a way to access your money at your convenience, not have it taken away. Some ATMs charge only a dollar or two, but some can even go up to four or five dollars each time you take out cash. That is a waste and an easy way to throw […]

Credit Card vs. Debit Card: Week 2 of 2

Many people want to gain better control of their finances by using a debit, but don’t want to have negative effects on their credit scores and finances by doing away with the credit card. Both have perks, which is why you should not do away with one or the other completely. Last week we discussed […]

Credit Card vs. Debit Card: Week 1 of 2

We all know that having a debit card and having a credit card has perks. Over the next two weeks we will discuss the advantages of both. This week we will look at the advantages of credit cards. Some wonder if it is best to get rid of the credit card completely and just use […]