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personal finance

On an Average Day, What Do You Spend Money On?

It’s striking that one in three Americans claim to keep a monthly budget but most people don’t know how much they spend on a single day. Now, some of us use mobile apps for budgeting, but for those who don’t, how much do you think you spend? Let’s go through a day in an average person’s shoes.

Having Dogs Without Petty Costs

It shouldn’t surprise anyone that raising a dog is fulfilling, albeit expensive. We don’t get dogs because they’re cheap, we get them because we love them. Well, we should also like good deals. Here’s to making your life, and your pup’s, a little bit easier.

The Guide to Giving (And Saving) This Holiday Season

You’ve still got enough turkey for three armies in that freezer. You know what time of year it is.Thanksgiving pies have been gobbled, but the gingerbread’s in the oven and the shopping has only begun. You’ve got nine days to get those presents. How are you going to make it? How are you going to […]

Five Holiday Hacks To Do This December

We keep stressing the importance of saving during the holiday season, but we genuinely can’t stress it enough. This time of year is always the most chaotic on our budgets. Here at The EDSA Group, we’ve put together a few holiday hacks that are easy to do, and ingenious to use!

Investing on a Budget

There is a common misconception that investing is only for people who have plenty of extra money lying around.  But unlike many large purchases, investing requires no hefty down payment and it will have huge benefits for you in the future. Pay yourself first.  We have all heard it but how often do you actually […]

How are You Saving for National Pet Preparedness Month?

June is National Pet Preparedness month and as we all know the expenses of owning a pet add up quickly.  Keep your pet budget on the right path with these money saving tips. Look for pet food and treats online.  All online pet stores and even many online grocery stores sell pet food.  They offer […]

Getting The Most From Your 401(k)

The 401(k) may well be the best investment tool ever for building long-term wealth, and many people don’t take advantage of it. Is it time to take a second look at your 401(k)? Here are six ways you can maximize your retirement savings starting right now — even if your plan only offers a few […]

Don’t Let Student Loan Debt Delay You from Buying a House

“[Graduates in debt] start out with an anchor that slows their progression toward future goals,” Ernie Almonte, chair of the AICPA’s National CPA Financial Literacy Commission, said in a statement. 41% of the more than 200 people (according to a survey from the American Institute of CPAs) said they have delayed saving for retirement, 40% […]