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baton rougeA scary statistic has been recently released by the Urban Institute after they studied and analyzed the credit files of 7 million Americans; more than one third of Americans have debt in collections. Having debt in collections means that the debt an individual owes is so far past due that the account has been closed, […]
The summer fitness craze is in full swing. Whether you’re trying to keep up your beach body, or maybe just wanting to wow classmates in the fall, classes, active wear, and equipment can get very pricey very quickly. Follow these simple tips to keep your wallet as healthy as you are. Look out for free […]
August is coming up fast. Are you ready for the new school year? Whether you’re a college student buying textbooks and sweatpants for class or a parent shopping for your children, there are many ways to save on this year’s back-to-school list. Here are some steps you can take to get the most out of […]
Fall is on its way and for many this could mean paying tuition, gearing up for holiday shopping, or just taking on new expenses such as a car note or mortgage. It can be hard to even think about saving when all you can see are piling expenses. Saving is vital to your financial future […]
Whether you’re hosting your own red, white, and blue bash or choosing to celebrate by attending a fireworks show with friends and family, there are many ways to save on the cost of your Independence Day merriment. Here are a few for you to consider: Save on food. If it’s a barbeque or cook-out that you’re […]
With 2013 coming to a close, many people are looking toward a healthier and more frugal 2014. In fact, two of the most popular New Year’s resolutions year after year are to become a healthier individual and to improve one’s finances. Health and wealth can go hand in hand. Studies show that healthier individuals miss […]
Thanksgiving dinner is a distant memory and the smoke has cleared from the chaos of Black Friday. But today the shopping continues, with “Cyber Monday” in full swing. In 2005, the term “Cyber Monday” began and has grown to become a global phenomenon, with retailers in multiple countries using the phrase to drive sales. Research […]
August is the unofficial start of the back-to-school shopping frenzy. To your kids, shopping for new clothes, gear, and school supplies may be the only good thing about going back to school, but that doesn’t mean you have to spend a fortune every year. Hold off buying trendier gear. Items like lunch boxes and pencil […]
“[Graduates in debt] start out with an anchor that slows their progression toward future goals,” Ernie Almonte, chair of the AICPA’s National CPA Financial Literacy Commission, said in a statement. 41% of the more than 200 people (according to a survey from the American Institute of CPAs) said they have delayed saving for retirement, 40% […]