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adviceA decade ago, the term Cyber Monday was conceived by the National Retail Federation to bolster sales even after the Thanksgiving weekend, and to create an online shopping equivalent to Black Friday. They implemented their concept by partnering with the media to couple the catchy phrase Cyber Monday with sales and promotions advertisements. Since then, it’s taken off. Last […]
A scary statistic has been recently released by the Urban Institute after they studied and analyzed the credit files of 7 million Americans; more than one third of Americans have debt in collections. Having debt in collections means that the debt an individual owes is so far past due that the account has been closed, […]
There is a common misconception that investing is only for people who have plenty of extra money lying around. But unlike many large purchases, investing requires no hefty down payment and it will have huge benefits for you in the future. Pay yourself first. We have all heard it but how often do you actually […]
Summertime means sunshine, laughter and good times with good people. Often these good times include going out to eat with friends and family. No one wants to miss out on a good meal, but dining out can get pricey if you’re not taking the right steps to stay on budget when you’re out with the […]
Taking advantage of your 20’s is something many professors and psychologists constantly beg young men and women to do. To start the “20 Something Series”, here is a moving Ted Talk by Meg Jay who’s passion lies in inspiring our youth. https://www.ted.com/talks/meg_jay_why_30_is_not_the_new_20
August is the unofficial start of the back-to-school shopping frenzy. To your kids, shopping for new clothes, gear, and school supplies may be the only good thing about going back to school, but that doesn’t mean you have to spend a fortune every year. Hold off buying trendier gear. Items like lunch boxes and pencil […]
When you try to make a transaction that exceeds your account balance, your bank will either decline the transaction or let it go through (usually for a fee), causing your account balance to go negative and be overdrawn. What the bank does depends on if you have an overdraft protection plan, and if so, what […]
Summertime means lots of BBQs outdoors with the people you love having around most. Keep in mind these 5 tips to enjoy plenty of barbecues out back, without breaking the bank. Make it a Potluck – One of the biggest costs at a barbeque is the menu. It’s tough to feed a crowd on a […]