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Tips for students

4 Bad Money Habits to Kick for 40 Days

Take this season to put a financial spin on your daily routines.  Let us help you kick four bad money habits to help you save money this spring! Items that can damage your wallet and waist – Get rid of the alcohol, cigarettes, and fast food! Bad credit card behavior – Skip using the card […]

Credit Card Use Declines Among Students

Are you in student loan debt? You’re not alone. The average college loan owed by the class of 2010 was up to $25,250 by the end of 2011. On a positive note however, on average, the credit card balances have dropped to $811, from a record of $3,173 in 2009. The percentage of students owning […]

Holiday Payback – Part 3

As the first month in 2012 is coming to a close, how are your finances looking after the 2011 holiday season? Are you making a conscious effort to pay back that debt? To finish up our series on how you can save to reduce your debt, try out these few tips to get back into […]

Save Money & Eliminate Post-Holiday Debt – Part I

In December, many people loosened their spending reigns and jumped into the spirit of the holidays with SHOPPING! But now, with your credit card bills rolling in from the holidays, don’t wait to pay them off! A survey by Consumer Reports shows that 14.1 million or 6% of Americans admitted to still owe for their […]

Improve Your Odds of Keeping 2012 Financial Resolutions

With the New Year just beginning, why not make it your most productive year yet! Below are a number of tips that can help you become more productive in your life and with your finances. Make a Do-Not-Do List – Instead of an average to do list, create a list that says what you will […]

Thieves Using Social Media to Steal Your Identity

We’ve recently discussed in our previous posts about how to protect you from identity theft. We came across this article and found it interesting because we are living in the age where technology and the Internet rule all. Fox Business reports that thieves can gain many important personal information facts about yourself from your social […]

Bank of America Announces They Will Reverse Debit Card Fee

Bank of America customers have been arguing against the proposed $5 debit card fee for that last month. More than 300,000 people signed an online petition while another 21,000 promised to close their Bank of America bank accounts if this fee was added. Bank of America announced yesterday, Tuesday, November 1, that they will be […]

Monthly Fees for Debit Card Usage

If you use a debit card, pay attention! Early next year, Bank of America plans to join other banks in charging their customers a monthly fee for debit card use. At Bank of America, the new $5 fee will be added to all basic accounts on top of any existing monthly service fees. Card users […]

How You Can Fight Back Against Identity Theft

Over eight million Americans were victims of identity theft in 2010. The Federal Trade Commission has some facts and tips for consumers on how to “deter, detect, and defend” against becoming a victim. Here are our key favorites: Don’t carry your Social Security card – Leave your social security card some place safe and not […]

Documents You Need When Disaster Strikes

When a hurricane, tornado, or forest fire seems to be on the path towards your home, the only thing you are probably thinking about is you and your family’s safety. But after safety, it is important to have a checklist with the financial documents you may need or want after the disaster. Whether you are […]