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Tips for students

Buying Used Is Not Always Better

At EDSA, we are all about saving. Many consumers follow the same motto by buying used or secondhand products from online sites like eBay and thrift stores like Goodwill or even independent local shops. While we celebrate this trend for the savings it brings, buying used does not always make sense. For certain items, the […]

Save on Traveling: What to Pack to Avoid Airline Fees

Nowadays, traveling is getting more and more expensive – especially when you’re flying. More than ticket booking, airline fees have become the main frustration for passengers. As airlines seem to invent more impossible hidden fees every year, you can still save on your travels by knowing the specific fees by airlines, comparing rates and packing […]

The Post-graduation Boomerang: Tips for Moving Back In with Mom and Dad

Over the recent years, we often hear about “the boomerang generation,” or the increasing number of young adults who briefly move out only to “boomerang” back to living with their parents. A 2011 survey by the Pew Research Center shows this is a social trend on the steady incline, with more than half (53%) of […]

Advice for recent grads – part three

A terrific employee benefit plan is designed to help employees earn and protect income and build financial security.  That said, disability insurance is an important consideration and often a part of the offering. Disability insurance helps to protect your income in case you are unable to work for an extended period due to illness or […]

Advice for College Graduates – Part Two

To continue with our series, there are more benefits to look into at your first job, other than your health insurance policy (which we discussed last week).  Although your working days are just beginning, it is never too early to think about your retirement. Ask about your company’s retirement plan immediately. The most common account […]

Advice for Recent Graduates – Part One

College has come to an end, but your career is just beginning!  When you have landed your first post-college, full-time job, you will most likely have access to an employee benefits plan.   This benefits plan can represent a tremendous value to you, yet many recent graduates do not take full advantage of some of these […]

25 Universities with Terrible Graduation Rates

If you’re a high school senior with graduation just around the corner, make sure you researched your college to know what you’re getting into. CBS Money Watch released an article last year with 25 state universities with the worst graduation rates. The noteworthy concern is that students start in school-take on student loans-and then do […]

College Graduates – Pay Attention!

The class of 2012 will graduate with more than two-thirds of students in debt of an average of $25,000 in student loans! According to a recent article by the Wall Street Journal, this student loan debt is in addition to the average of $4,000 in credit card debt. Whether you have a job lined up […]

Save Money on Spring Break

With Spring Break right around the corner, take a few steps to save money while having some fun in the sun. Consider these simple ideas to help you (and your friends) spend less! Share items – Instead of buying your own sunscreen or tanning oil, share with a friend. You both can split the cost […]

Six Important Lessons to Know About Credit

No matter your age, occupation, or status, it is important to know about credit cards and the effects they can have on your finances.  Yes, credit cards are convenient with their “buy now – pay later” incentive, but without careful use they could spiral you into debt! According to an article from Fox Business, there […]