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Saving and maximizing

Holiday Payback – Part 3

As the first month in 2012 is coming to a close, how are your finances looking after the 2011 holiday season? Are you making a conscious effort to pay back that debt? To finish up our series on how you can save to reduce your debt, try out these few tips to get back into […]

Holiday Payback – Part 2

With the 2011 holiday season being deemed a retail “success,” people are struggling with their debt in January 2012. Continuing with last week’s post, here are some ways to cut back reasonably painlessly in order to pay down your debt. Stop buying bottled waters or sodas – Instead of using the vending machine at work […]

Save Money & Eliminate Post-Holiday Debt – Part I

In December, many people loosened their spending reigns and jumped into the spirit of the holidays with SHOPPING! But now, with your credit card bills rolling in from the holidays, don’t wait to pay them off! A survey by Consumer Reports shows that 14.1 million or 6% of Americans admitted to still owe for their […]

Quick Tips to Save Money Before 2012

With 2012 just a few days away, it is not too late to save some money in 2011 and to help your tax bill in the New Year. From MSNBC’s Today’s Money, here are some moves to make to help you save: Max out your 401(k) – You can contribute up to $16,500 in 2011. […]

Five Financial Tips for the New Year

With 2012 just around the corner, take time to write down your goals and establish a budget for the new year. Here are five tips from CBS Money Watch to help you create a budget and keep on track with your spending for next year. Have a money buddy – A money buddy is someone […]

Unique Tips to Help You Save!

From our previous blog post titled “Are You Living Paycheck to Paycheck? You’re Not Alone,” we asked our readers for suggestions on ways to save. Here are our favorite ideas that can help you get the ball moving with your savings plan! Every time you break a dollar, put the change towards savings. For example, […]

Ways to Save on Pet Expenses

Is your pet burning a hole in your wallet? According to the American Pet Products Association, Americans spent almost $48 billion on their pets last year. In order to save some cash, here are some top ways you can save some money but still keep your pets happy and healthy! Spend Less on Food – […]

Need Help Finding Cash? You May Find Some in Your Closet!

When you are running low on cash, a creative way to find some money is by exploring the items in your closet. Here are a few creative ways to make your closets work for you! Sell to Consignment Stores – Many consignment stores will sell your items for 50% of what they can resell them […]

Are You Living Paycheck to Paycheck? You're Not Alone!

According to a recent survey conducted early this summer by CareerBuilder, 42% of workers are having trouble making their ends meet and are living paycheck to paycheck. From this group, 14% of them are workers earning six figures, showing that every almost every demographic is having trouble saving money during since the recession. So if […]

Renting Textbooks Can Help Reduce College Costs

We all know that going to college can put a major strain on your finances. On top of tuition, housing, and meal plans, the cost for textbooks can be high. A new trend for students with textbooks is to rent instead of buy. Most likely you will not use your textbooks after the course is […]