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Family finance

Monthly Fees for Debit Card Usage

If you use a debit card, pay attention! Early next year, Bank of America plans to join other banks in charging their customers a monthly fee for debit card use. At Bank of America, the new $5 fee will be added to all basic accounts on top of any existing monthly service fees. Card users […]

Three Ways to Save Money on Medical Costs

Are medical costs burning a hole in your pocket? According to bankrate.com, 30 states around the country are having hospitals and insurance companies list their prices for medical services. Since costs vary by provider, this is an innovative way to compare costs to save money. Here are three major tips to help you save: Understand […]

Save Money with Generic Over-the-Counter Medicine

Are you looking for a way to save money when buying medicine? It is simple, buy the generic store brand! With the mass amounts of over-the-counter medicines available to you, it can be hard to decide on which brand to buy. If you are looking to save money, generic brands are the way to go. […]

Documents You Need When Disaster Strikes

When a hurricane, tornado, or forest fire seems to be on the path towards your home, the only thing you are probably thinking about is you and your family’s safety. But after safety, it is important to have a checklist with the financial documents you may need or want after the disaster. Whether you are […]

Are You Living Paycheck to Paycheck? You're Not Alone!

According to a recent survey conducted early this summer by CareerBuilder, 42% of workers are having trouble making their ends meet and are living paycheck to paycheck. From this group, 14% of them are workers earning six figures, showing that every almost every demographic is having trouble saving money during since the recession. So if […]

How to Avoid Pesky Traveling Fees – Part 2

Last week, we discussed how airlines are charging fees for almost every aspect of your booking and traveling process. Unfortunately, hotels and rental car agencies are following the same trend and noticing that added fees are an easy source of extra revenue.  Here are some top ways that they get you, and how you can […]

How to Avoid Pesky Traveling Fees

We all know that traveling can get expensive, but how can vacations be fun if you know you spent a large amount of those funds on pesky traveling fees? Airlines have some major ways they sneakily raise their prices by adding a little surcharge to every aspect of your booking and traveling processes.  Here are […]

Celebrate the July Holidays Without Over Spending!

Most people probably don’t know that July is National Recreation and Parks Month as well as National Picnics Month. Use the nice summer weather and take a camping trip to your nearest National Park and have some fun in the sun without spending a fortune! Go to www.nationalparks.org to find a park of your interest […]

The Need for Emergency Savings

Are you financially prepared for unexpected emergencies? If you aren’t, you are not alone. According to a recent survey published by bankrate.com, only 24% of Americans have the recommended amount of money set aside in emergency savings. The recommended amount to be used as a cushion for emergencies and unexpected expenses is at least six […]

Five Ways to Ruin Your Financial Life

Many of times we don’t consider the everyday aspects of life and how they may impact our finances. There are major mistakes that people make all the time that jeopardize their financial careers. Here are five mistakes that are easily avoidable: Excessive spending and debt – Many people use credit cards to pay for items […]