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Family financeExpense 3 – Appliances, tools and electronics: The reality of life is that things break. They do so frequently, often in bunches, when we least expect it, and at the most inopportune time. That’s why it’s important to be prepared for the replacement cost of critical appliances, tools, and electronics. Consider the lifespan of a […]
Expense 2-Gifts: Have you ever said to yourself- “No, I can’t afford to buy that gift.” It is human nature to please others and more often than not, we are going to buy that gift for someone we care about. Gifts are sporadic and unpredictable. You may forget someone’s birthday or wedding shower until the […]
There are budget categories in life where sooner or later, money will be spent. It may be $500 on a repair this month, and $400 on a new product next month. Over the course of the year, we can average out and prepare for these expenses. There are four categories of unexpected expenses that will […]
It’s time to start planning for summer vacations! Don’t rack up credit card debt to go on your dream vacation—plan ahead to minimize expenses. Bankrate.com offers some money-saving vacation planning tips: Think ahead: Plan for vacation necessities—film, sunscreen, refreshments—that you can bring with you to save money. Tourist hot spots often charge higher prices than […]