Tax rates have changed this year, and many people will see a slightly smaller tax bill due to this temporary reduction in Social Security taxes. This translates into an increase in your take-home pay. Instead of spending this money, start (or increase contributions to) a retirement plan. You can also always begin a savings plan.
This is a great opportunity to do something for your future – and without having to change your current living situations or live off of less in order to save!
Check out this article for more details!