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retirementWe all want to retire eventually. None of us wants to work into our eighties. We all have reasons, too, on why we don’t save for retirement. There are always good reasons. Behind them there are the real reasons. They stare us in the face, and we don’t dare to speak of them.
This graphic from Raymond James illustrates some of the major financial differences that span the generations.
When you are just joining the workforce, your retirement fund might not be your first priority. Especially if you aren’t really sure what a 401(k) actually is. This article might be a helpful first step to figuring out what your options are!
Ted Talks are videos posted every week from people who want to share their passion. This video is from Shlomo Benartzi who uses behavioral economics to study how and why we plan well for the future (or fail to), and uses that to develop new programs to encourage saving for retirement. Here are his thoughts […]
The 401(k) may well be the best investment tool ever for building long-term wealth, and many people don’t take advantage of it. Is it time to take a second look at your 401(k)? Here are six ways you can maximize your retirement savings starting right now — even if your plan only offers a few […]
According to Employee Benefit Advisor, Generation X is currently most at risk for financial hardship in retirement. PricewaterhouseCoopers released results of an employee financial wellness study this week and found of employees in the generation born in the early ’60s through early ’80s say they’re likely to tap into their retirement savings. In fact, 30% […]
Planning and saving for retirement are among the most important aspects of personal finance. After working hard for the majority of adult life, most look forward to winding down and enjoying a comfortable lifestyle during retirement. While more people are aware of the importance of saving ahead for your retirement, there are still two general […]
The class of 2012 will graduate with more than two-thirds of students in debt of an average of $25,000 in student loans! According to a recent article by the Wall Street Journal, this student loan debt is in addition to the average of $4,000 in credit card debt. Whether you have a job lined up […]